Built because profitable contractors were going broke.
CashFlowSmart was created by Green Banana Enterprise after watching skilled, busy general contractors run out of cash — not because they lacked work, but because they had no real-time visibility into where their money was going.
The average general contractor juggles 4–8 active jobs, dozens of subcontractors, and material purchases across multiple suppliers. Their accounting software tells them what happened last quarter. Their bank balance tells them nothing about retainage, upcoming payroll, or whether that next draw will cover the next material order. CashFlowSmart fills that gap.
The Origin
Green Banana Enterprise is an Indianapolis-based technology company specializing in financial intelligence tools for the trades. The CashFlowSmart project began in 2025 after our team spent six months embedded with general contracting businesses in the Midwest, documenting how they actually managed money — not how accounting textbooks said they should.
What we found was consistent: contractors were running their businesses from a single bank account balance on their phone, a spreadsheet that was always two weeks out of date, and gut instinct developed over years of near-misses. They were not bad at business. They were operating without instruments.
CashFlowSmart is the instrument panel. It does not replace your accountant or your bookkeeper. It gives you the Monday morning number — the one that tells you whether you can make payroll, take on a new job, or need to accelerate a draw request — before you need to make that call.
Our Values
Accuracy over optimism
Every number in CashFlowSmart is grounded in your actual bank data. We do not smooth numbers, estimate balances, or make the dashboard look better than reality. If the number is uncomfortable, you need to see it.
Your data is yours
We do not sell your financial data. We do not share it with lenders, insurers, or advertisers. You can export and delete your data at any time. Full stop.
Speed over complexity
A contractor should be able to upload a bank statement and see their gross margin by job in under 30 minutes. If it takes longer than that, we have failed at our job.
Built with contractors
Every feature in CashFlowSmart was designed with input from working general contractors. We do not build features that look good in demos but do not survive contact with a real job site.
Security & Compliance
Your financial data is among the most sensitive information your business holds. We treat it accordingly.
AES-256 Encryption
All data is encrypted at rest using AES-256 and in transit using TLS 1.2+. Your transaction data is never stored in plaintext.
SOC 2 In Progress
We are actively pursuing SOC 2 Type II certification. Our security controls are designed to meet SOC 2 Trust Service Criteria from day one.
No Direct Bank Access
CashFlowSmart never connects directly to your bank account. All financial data enters the system through files you explicitly upload — you remain in full control.
GDPR & CCPA Compliant
Our data practices comply with GDPR (EU) and CCPA (California) privacy regulations. You can request a full data export or deletion at any time.
For a full description of our security practices, see our Security page.
50 contractors. Real numbers. No spreadsheets.
We are accepting 50 general contractors into our founding cohort at $97/month, locked for life. White-glove setup included. Standard pricing after the cohort closes is $295/month. No credit card required to start.
Claim Your Founding Spot